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Meet Dr. Dennis McBride
 | | Dennis' Goals:
| • | Provide for the guaranteed financial security for his wife and two sons should something happen to him. |
| • | Have his policy paid up by the time he retires at age 65, so he can use the accumulated cash value as an additional source of retirement income. |
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Current Financial Situation
Dennis, a 45-year old surgeon, plans to retire at age 65. While his wife, Janice, does not work outside the home, Dennis' income routinely exceeds $500,000 per year, a level that has given the McBride family a comfortable lifestyle. Dennis wants a permanent life insurance policy with a death benefit in excess of $1 million to securely protect his family. He would like the policy to be fully paid for by his retirement, so he can use the policy's accumulated cash value as a source of additional retirement income.
A Solution For Dennis
A Flexible ChoiceSM Whole Life insurance policy with the Paid-Up at Age 65 option may be an appropriate solution for Dennis, providing him with:- Guaranteed permanent life insurance
- Guaranteed cash value accumulation
- Potential of receiving significant dividends
All guarantees are based upon the claims-paying ability of the issuer.
Dennis may also want to consider the Enhanced Disability Waiver of Premium Rider, an optional benefit that is available for an additional cost. This rider would relieve him of any further premium payments should a disability leave him unable to continue his practice as a surgeon.
Find a Representative
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Penn Mutual