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The Penn Mutual Life Insurance Company and its insurance subsidiaries, its trustees, officers, and associates (collectively, "Penn Mutual") provide Gateway for informational purposes only and is subject to terms of use and all applicable laws. The Content on Gateway is for informational purposes only, and you should not construe any such information or other material as legal, tax, investment, insurance, financial, or other advice. Nothing contained on Gateway constitutes a solicitation, recommendation, endorsement or offer by Penn Mutual. The Content on Gateway is information of a general nature and does not address any particular individual or entity.

By accessing Gateway, you are agreeing that Penn Mutual shall not be liable for any damages, including direct, incidental, ordinary, punitive, exemplary, indirect, special, or consequential damages arising out of or related to the use of Content included on Gateway. You also agree that Gateway and its Content is provided "as is," without any warranties of any kind. Penn Mutual does not guarantee or warrant the accuracy, timeliness, completeness, merchantability, usefulness, or fitness for a particular use of Gateway or its content. Nor shall Penn Mutual be liable for any loss or injury arising out of or caused in whole or in party by your use of Gateway and any Content therein.

By navigating to Gateway, you agree to Penn Mutual's terms and conditions.